Insurance is become so important today it's because we live in the world that have lot of risk. If you have a child i think you should start to prepare your self to insurance your life, your car or maybe your home. Of course it's not paranoid because we want to make sure if something happen like if we dead or loose our car or house because of accident we can get some money and don't make any financial problem and the big problem our child will get some premium to cover their life.
There are so many kind of insurance today, some of them are car insurance , home insurance and life insurance. Of course we don't have to insurance all of aspect in our life, just make sure you buy insurance for something that have big risk to loose it like car, home and your life. If you don't have any idea to buy insurance, i think you have to try this insurance website.